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CDBG Programs

Pike County First Time Homebuyer Program

Pike County’s First Time Homebuyer Program was created to assist low- to moderate-income households purchase their first home.  The Pike County First-Time Homebuyer Program provides loans to eligible first-time buyers of Pike County homes. These loans provide up to fifty percent (50%) of down payment to help with the cost of the house and closing costs. We secure the investment in our communities by placing a lien on the property for five (5) years or until the property is sold. For each year you stay in your home, 20% of the loan is forgiven. The loan is completely forgiven if the homebuyer stays in the house for at least five (5) years. Your annual household income cannot exceed 80% of the median income for Pike County as determined annually by HUD.  Prior to approval, applicant(s) and/or spouse must receive eight (8) hours housing counseling by NeighborWorks of Northeastern Pennsylvania as evidenced by a Certificate/letter of completion. Acceptable housing counseling must be provided by a HUD certified housing counselor and can be completed in person, by phone, or online. The counseling certification is valid for 12 months.

For more details on the program, including eligibility and requirements click here.


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